SolarPayback

Solar payback in Pennsylvania (2026)

In Pennsylvania, a typical 8 kW home-solar system costing about $24,000 ($3/W, no federal credit in 2026) has an estimated simple payback of 10.7 years and roughly $43,325 in net savings over 25 years. This assumes an average rate of 20.92¢/kWh and ~1,180 kWh produced per kW each year.

Source: EIA & NREL. Data as of March–June 2026.

Above-average rates and a tradable SREC market help, but Pennsylvania SREC prices are volatile, so payback estimates that exclude SRECs are the conservative case.

Pennsylvania solar payback at a glance

MetricValue (PA)
Average residential rate20.92 ¢/kWh
Peak sun hours (daily avg)4.0 h
Production factor1,180 kWh/kW/yr
8 kW system annual output9,440 kWh
Est. up-front cost (8 kW @ $3/W)$24,000
Year-1 bill savings$1,975
Estimated simple payback10.7 years
Estimated 25-year net savings$43,325

Source: EIA Electric Power Monthly (Mar 2026) & NREL PVWatts. Data as of June 2026.

Run your own numbers for Pennsylvania

The calculator below is pre-filled with Pennsylvania's electricity rate and production factor. Change the system size, cost per watt or escalation to match your own quote.

Pre-filled for Pennsylvania — edit any field to match your quote.

The federal residential credit (25D) expired on Dec 31, 2025, so the default is 0% for 2026 installs. Set it to 30% only to model a system placed in service in 2025 or earlier.

Up-front net cost
Year-1 bill savings
Simple payback
25-year net savings

Figures are planning estimates that ignore financing, inverter replacement and maintenance. They assume cash purchase, 3%/yr rate escalation and 0.5%/yr panel degradation. See the methodology and disclaimer.

How Pennsylvania compares

Browse all states to compare payback, or read the guides: Is solar worth it in 2026 without the federal credit? and solar payback period explained.

Frequently asked questions

What is the solar payback period in Pennsylvania?

For a typical 8 kW system costing about $24,000 ($3/W) with no federal tax credit in 2026, the estimated simple payback in Pennsylvania is roughly 10.7 years, based on an average residential rate of 20.92¢/kWh and a production factor of about 1,180 kWh per kW per year. Your actual payback depends on your quote, usage and net-metering rules.

Is solar worth it in Pennsylvania now that the federal tax credit has expired?

The 30% federal residential credit (Section 25D) expired on December 31, 2025, which raises the up-front cost of 2026 installs by about 30%. Above-average rates and a tradable SREC market help, but Pennsylvania SREC prices are volatile, so payback estimates that exclude SRECs are the conservative case.

How much electricity does an 8 kW system produce in Pennsylvania?

About 9,440 kWh in year one (8 kW × 1,180 kWh/kW), declining slowly as panels degrade ~0.5% per year.

Other states

Last updated: 2026-06-14